(NEWSER) – President Obama has wrapped up his State of the Union address, calling for a "year of action" on everything from income inequality to immigration reform, from "equal pay for equal work" for women to better retirement planning for Americans. Obama emphasized that he plans to act on his own when necessary, reports the New York Times. (He "declared independence from Congress," says the story.) Politico and the Hill also emphasize this angle in their coverage. The full text is out, via the Washington Post. A sampling:

  • Obama said he will "direct the Treasury to create a new way for working Americans to start their own retirement savings: MyRA." He calls it "a new savings bond that encourages folks to build a nest egg," and one that guarantees a decent return with no risk of losing what you put in." Details will be fleshed out tomorrow.
  • The economy is growing, he says, "and those at the top have never done better. But average wages have barely budged. Inequality has deepened. Upward mobility has stalled. The cold, hard fact is that even in the midst of recovery, too many Americans are working more than ever just to get by—let alone get ahead. And too many still aren’t working at all."

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